ON DEMAND: Balancing Act: Credit Concentration Strategies for Optimal Risk Management

Understanding and monitoring credit concentrations is crucial for managing potential risks to capital at your community bank. In response to recent regulatory guidance focused on commercial real estate (CRE) concentrations, join two seasoned experts as they dissect the guidance along with a discussion around regulatory expectations for banks with CRE concentrations and other loan concentrations. The discussion will include intricacies of associated concentration risks and offer strategic mitigation strategies, empowering you to navigate today’s regulatory waters with confidence.

This critically-timed webinar features industry experts Gill Hundley, Chief Operating and Risk Officer at KlariVis, and Gene Shugrue, Senior Consultant at Wolf & Co.

Key topics include:

• An overview of December 2023’s regulatory guidance and its implications for your community bank
• Strategic data element management for insightful analysis of your bank’s concentrations
• Risk management essentials, including monitoring credit exposures, setting appropriate policy limits, diversifying portfolios, stress testing, and contingency planning
• In-depth insights into tenancy, lease renewals, and other concentration elements currently raising concerns among lenders